Real Estate Loans

Mortgage Loans

Whether you are in the market for a new home or refinancing a property you already own, KC Unidos Federal Credit Union has partnered with Pivot Lending Group to offer home mortgage products such as FHA, VA, USDA and Conventional.

Home Ownership Advantages and Benefits

  • Tax deductability– For now, the interest you pay each month on a mortgage is tax deductible.

  • Retirement planning– As you pay down the balance of your mortgage loan, the equity you have in that home should theoretically rise. Once the loan is paid in full, the amount you can sell the house for can be used to other cost of living type items OR you can rent that home to another and use the monthly rent to subsidize your retirement.

  • Rent vs. Own– It is typically cheaper on a monthly basis to make payments for mortgage loan costs versus paying rent to a landlord

Loan Offerings

KC Unidos Federal Credit Union, in partnership with Pivot Lending Group, offer all home loan products to serve your needs. From first time home buyer, down payment assistance programs, all the way to great reverse mortgage products when you’re in your retirement stages of life.